Our fee structure is transparent and straightforward. A one-time fee covers your Comprehensive Financial Plan. An optional annual retainer keeps it current as your life evolves.

Not ready for a full engagement?

Our Focused Advisory services answer one specific question, at a flat fee of ₹7,500. No retainer required.

SERVICE TIER 1

Comprehensive Financial Planning

A complete, end-to-end financial plan built around your goals — plus an optional annual retainer to keep it current as your life evolves.

One-Time Planning Fee

₹15,000

A holistic, conflict-free strategic roadmap engineered to align your wealth, risk protection, and tax efficiency with your long-term life objectives.

Core Deliverables
Strategic Goal Alignment

Identification, quantification, and prioritisation of your near-term and long-term financial milestones.

Risk Profiling

An in-depth evaluation of your risk capacity and behavioural tendencies to create a resilient investment framework.

Personalised Investment Blueprint

Tailored, goal-based asset allocation and investment strategies designed exclusively for your risk-return profile.

Insurance & Capital Protection Analysis

An unbiased review of your life, health, and asset insurance framework to eliminate redundancies and close coverage gaps.

Tax Optimisation Planning

Proactive tax strategies integrated into your investment framework to enhance net post-tax returns legally.

Your Comprehensive Financial Plan

Delivery of a personalised, actionable financial planning report — your complete operational roadmap.

Annual Retainer Fee

₹7,500 / year

For clients seeking an ongoing advisory partnership. We actively help you manage, monitor, and adapt your plan as your life and the markets evolve.

Core Deliverables
Financial Plan Monitoring & Updates

Your financial plan stays current through ongoing updates for evolving goals, life changes, and changing circumstances.

Proactive Portfolio Rebalancing

Regular adjustments to protect your gains and align with your target asset allocation as market conditions shift.

Quarterly Plan Reviews

Formal check-ins to evaluate changes in your career, life goals, or cash flows, ensuring your plan stays relevant.

"Health of Your Wealth" Progress Reports

Transparent, deep-dive quarterly insights and meticulous tracking of progress toward your specific financial milestones.

SERVICE TIER 2

Focused Advisory Services

Standalone, fixed-scope engagements for a single financial question — no retainer, no ongoing commitment. Each service is a flat ₹7,500, delivered as a written report plus a 60-minute advisory call within 5 business days.

Retirement Stress Test

We test your retirement plan against real-world shocks — market crashes, inflation spikes, and longevity — and deliver a clear verdict on whether your corpus holds up.

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Portfolio X-Ray

We look inside every fund and stock you hold, uncovering hidden overlap, cost drag, concentration risk, and goal misalignment your statements never reveal.

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Insurance Gap Analysis

We audit every policy you hold — life, health, term — and tell you exactly where you're exposed and where you're wasting money on the wrong products.

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Second Opinion

Something feels off about the advice you've received? Get an independent, SEBI-registered review of any recommendation before you commit to it.

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Each service includes a written report + 60-minute advisory call. Delivered within 5 business days.

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Ready to Get Started?

Book a complimentary 30-minute discovery call — we'll walk you through exactly which engagement fits your situation, with no commitment required.

Schedule a Free Discovery Call →